How to Get a Grant for a Loft Conversion in 2026 (UK)
There is no general government grant for a full loft conversion in 2026. However, you may be able to fund insulation and energy-efficiency works through schemes like ECO4 or local council programmes if you qualify. This guide explains what help exists, who is eligible and how to apply step by step.
Is there a grant for a loft conversion?
In short, no single grant covers a full loft conversion in 2026. Government funding is focused on energy efficiency, so the help available usually applies to loft insulation and related measures rather than the conversion build itself. The main route is the ECO4 scheme, delivered through energy suppliers and approved installers for eligible low-income or vulnerable households.
What funding might apply
Depending on your circumstances you may access ECO4 support for insulation, local council energy grants, or low-cost green home finance. These reduce the cost of the energy-efficiency element of your project, freeing up budget for the conversion. Always confirm eligibility before assuming a grant will cover any work.
How to apply
Check eligibility first, separate the insulation works from the conversion, gather the evidence schemes require, then apply through an approved installer. For the conversion itself, get three quotes from vetted loft specialists so you can plan the full budget accurately.
Step by step
1. Check scheme eligibility
Review ECO4 and local council grants against your household and property.
2. Separate insulation from conversion
Grants fund energy measures, not the full build — identify what qualifies.
3. Gather evidence
Prepare proof of income, benefits or your EPC rating.
4. Apply and get quotes
Apply via an approved installer and get three quotes for the conversion.
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