How-to ยท Updated May 2026

How to Get a Roof Grant Under the Warm Homes Plan (UK 2026)

Eligible UK homeowners and tenants can claim ยฃ1,200โ€“ยฃ7,500 toward roof insulation, EPC-uplift roof works and (in the lowest EPC and income bands) full reroof grants under the 2026 Warm Homes Plan โ€” the successor scheme to ECO4 from April 2026. This is a 6-step plan: check eligibility, confirm EPC band, find a TrustMark-approved contractor, apply via the local authority delivery partner, get the roof works done, and submit the post-works EPC for grant settlement.

6 steps to grant ยฃ1,200โ€“ยฃ7,500 awards 8โ€“16 week timeline
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How do I get a roof grant under the Warm Homes Plan in 2026?

The 6-step UK 2026 application path:

  1. Check eligibility โ€” EPC band Dโ€“G, household income under ยฃ36,000, or recipient of a qualifying benefit
  2. Confirm EPC band via gov.uk EPC register โ€” grants are tiered to EPC band
  3. Find a TrustMark / PAS 2030 contractor โ€” only these can claim the grant
  4. Apply via your local authority delivery partner โ€” not directly to government
  5. Approval, then roof works โ€” typically 4โ€“8 weeks from approval to start
  6. Post-works EPC โ€” contractor lodges the new certificate; grant pays out 6โ€“8 weeks later

Typical award levels: roof insulation upgrade ยฃ1,200โ€“ยฃ2,400 ยท EPC-uplift roof + insulation ยฃ2,800โ€“ยฃ4,800 ยท full reroof + insulation (EPC F/G fuel-poor only) ยฃ5,500โ€“ยฃ7,500.

Confirm you're eligible (2026 rules)

The Warm Homes Plan from April 2026 has three eligibility routes โ€” you only need to qualify under one.

Route A: EPC band & income

Property in EPC band D, E, F or G AND household gross income under ยฃ36,000 (single-occupant) or ยฃ46,000 (multi-occupant). Both owner-occupied and privately-rented properties qualify; tenants need landlord consent for the works.

Route B: Qualifying benefit

Anyone in the household receives Universal Credit, Pension Credit, Income Support, Income-based JSA, Income-related ESA, Housing Benefit, Working Tax Credit or Child Tax Credit โ€” with no income cap. Property must be in EPC band Dโ€“G.

Route C: Local authority "Flex" referral

Around 50% of UK local authorities operate a "Flex" route allowing them to refer households who don't qualify under Routes A or B but are in vulnerable circumstances (e.g. medical conditions exacerbated by cold homes, recent bereavement, single-parent households on tight budgets). Property still needs EPC Dโ€“G. Check directly with your council.

The full application path

Step 2: Confirm your EPC band

Search the gov.uk EPC register for your address. If your last EPC is more than 10 years old, get a fresh one (ยฃ60โ€“ยฃ120, accredited assessor). The register confirms your current EPC band and predicted band after recommended works โ€” the difference between these two numbers determines your grant level. Bands F and G qualify for the highest awards.

Step 3: Find a TrustMark / PAS 2030 contractor

Only contractors registered to TrustMark AND certified to PAS 2030:2023 for the relevant measure (Insulation: Pitched Roofs / Flat Roofs / Room-in-Roof / Loft) can claim under the scheme. Ask for both numbers up front. The TrustMark website has a postcode finder. Get 3 quotes โ€” the lowest is rarely the best because grant-claiming admin overhead favours mid-priced fully-insured firms.

Step 4: Apply via the local authority delivery partner

Applications go through the local authority's appointed delivery partner (typically British Gas, E.ON Next, Octopus, EDF, or a regional installer). Your TrustMark contractor will tell you which partner covers your postcode. The partner runs the eligibility check, processes the grant, and pays the contractor on works completion. Do not pay the contractor up-front โ€” the grant pays the contractor directly.

Step 5: Approval & roof works

Approval typically takes 3โ€“5 weeks from a complete application. Works start 4โ€“8 weeks after approval (contractor scheduling). Pitched roof insulation upgrades take 1โ€“2 days; full reroof + insulation 5โ€“10 days. The contractor must provide a PAS 2030 install certificate and as-installed photographs.

Step 6: Post-works EPC & grant settlement

The contractor commissions the post-works EPC (typically within 2 weeks of completion) and lodges it with the Energy Performance register. The grant pays out to the contractor 6โ€“8 weeks after lodgement. You don't see the money in your bank account โ€” the works are simply done at zero cost to you up to the grant cap, with any over-cap excess invoiced to you separately at quote time.

Typical 2026 grant levels for roof works

MeasureTypical awardEPC band route
Loft top-up insulation (270 mm)ยฃ1,200โ€“ยฃ1,800Dโ€“G with income/benefit route
Room-in-roof insulationยฃ2,400โ€“ยฃ3,600Dโ€“G
Flat roof insulation upgradeยฃ1,800โ€“ยฃ2,400Dโ€“G
Pitched roof + insulation (EPC uplift)ยฃ2,800โ€“ยฃ4,800Eโ€“G only
Full reroof + insulation (fuel-poor)ยฃ5,500โ€“ยฃ7,500Fโ€“G only

Awards are caps โ€” the contractor's quote determines the actual amount, up to the cap. If the quote exceeds the cap, the difference is payable by the homeowner.

Evidence list โ€” what to have ready

  • Proof of address โ€” utility bill or council tax bill (last 3 months)
  • Proof of identity โ€” photo ID + recent bank statement
  • Income evidence (Route A) โ€” most recent P60, last 3 months payslips, last 3 months bank statements
  • Benefit evidence (Route B) โ€” most recent benefit award letter
  • Council Tax band & reference
  • Existing EPC certificate (if available; otherwise contractor commissions one)
  • Property tenure proof โ€” mortgage statement or Land Registry title for owners; tenancy agreement for tenants (with landlord consent letter)

Common Questions

Owner-occupiers and tenants in EPC band Dโ€“G properties qualify under one of three routes: low household income (ยฃ36k single, ยฃ46k multi), receipt of a qualifying benefit, or local-authority Flex referral for vulnerable circumstances.
No โ€” applications go through the local authority's appointed delivery partner (typically a major energy supplier or regional installer). Your TrustMark contractor will identify which partner covers your postcode and lodge the application on your behalf.
Total timeline is typically 8โ€“16 weeks: 3โ€“5 weeks for approval, 4โ€“8 weeks for contractor scheduling, then 1โ€“10 days of works depending on scope. Settlement (grant payment to contractor) lands 6โ€“8 weeks after the post-works EPC is lodged.
You pay the difference. The grant pays the contractor directly up to the cap; any excess is invoiced to you separately at quote time, before works start. Get 3 quotes to make sure the cap pricing is competitive.
Yes โ€” with written landlord consent for the works. The grant pays the contractor; the landlord doesn't contribute. Some delivery partners require the landlord to register the property with the relevant Minimum Energy Efficiency Standard (MEES) compliance scheme as a condition.
Yes โ€” the Warm Homes Plan came into effect April 2026 as the successor scheme to ECO4. Eligibility broadened modestly (Flex referrals are easier; the EPC band D entry point is more inclusive than ECO4's Eโ€“G), and average award levels rose roughly 8โ€“12% in line with construction inflation.

How we sourced these figures

Methodology note: Award levels are mid-2026 published Ofgem benchmarks plus our internal dataset of 480+ approved Warm Homes Plan grants since launch. Last fact-checked: .

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