Comparisons ยท Updated August 2026

How to Find a Good Builder in the UK (2026)

Finding a good builder in 2026 comes down to three things: sourcing vetted names from trade bodies like the FMB and TrustMark, vetting each one on insurance, references and real past work, and comparing at least three like-for-like written quotes. A general builder charges roughly ยฃ180โ€“ยฃ320 a day, and getting the wrong one is the single most expensive mistake on any project. This guide shows you exactly where to find reputable builders, how to check they are genuine, how to read and compare quotes, the typical 2026 UK rates and project costs, and the contract and payment terms that protect you.

FMB & TrustMark vetted 3 free quotes Updated August 2026
Get My 3 Free Builder Quotes
60 seconds · No spam · No obligation
FMB-Vetted Builders
2,100+ Verified Reviews
IBG Available
3 Free Quotes in 24h

2026 UK builder rates at a glance

Before you can judge whether a builder is good value, you need a feel for the going rate. The table below shows typical 2026 UK figures for the most common jobs. Treat them as a sanity check: a quote that comes in far below these bands is usually missing something from the scope, while one far above may reflect a premium finish, difficult access, or simply a builder who is too busy to want the work.

Job or tradeTypical cost (2026)Notes
General builder day rateยฃ180โ€“ยฃ320 per dayPer person; higher in the South East
Labourer day rateยฃ120โ€“ยฃ180 per daySite support, clearance, mixing
Bricklayer day rateยฃ180โ€“ยฃ280 per dayOr ยฃ0.90โ€“ยฃ1.60 per brick laid
Small single-storey extension (15mยฒ)ยฃ27,000โ€“ยฃ42,000Shell to finish, standard spec
Loft conversion (dormer)ยฃ45,000โ€“ยฃ75,000Rooms in roof with stairs
Kitchen refit (labour + fitting)ยฃ4,500โ€“ยฃ12,000Excludes the units themselves
Bathroom refit (labour + fitting)ยฃ3,500โ€“ยฃ8,000Full strip-out and re-fit
Re-roof (typical semi)ยฃ6,000โ€“ยฃ12,000Strip, felt, batten and re-tile
Block-paved driveway (40mยฒ)ยฃ4,000โ€“ยฃ8,000Excavation, base and edging

These are labour-and-materials ranges for a competent, insured builder in 2026. Day rates matter most for small or open-ended jobs; for a defined project like an extension you should always price the whole job, not the days, so the risk of over-run sits with the builder.

Where to find vetted builders in the UK

Good builders are busy and rarely need to advertise, so the best ones are usually found through trusted channels rather than the top of a search results page. Start with the recognised trade bodies and vetting schemes, then widen the net with personal recommendations and verified review platforms.

Federation of Master Builders (FMB)

The FMB is the UK's largest trade association for construction firms. Members are independently inspected before they join, must carry insurance, and sign up to a code of conduct. The FMB's "Find a Builder" directory lets you search by trade and postcode, and many FMB members can offer an insurance-backed guarantee (IBG) and a formal build contract. It is one of the strongest starting points for extensions and structural work.

TrustMark

TrustMark is the government-endorsed quality scheme covering work in and around the home. TrustMark-registered firms are vetted against technical standards, trading practices and customer service, and the scheme provides a dispute-resolution route if something goes wrong. Look for TrustMark alongside trade-specific bodies such as the NFRC for roofers, Gas Safe for anything involving gas, and NICEIC or NAPIT for electrical work.

Reviews and recommendations

Word of mouth is still the most reliable signal. Ask neighbours, friends and colleagues who have had similar work done recently, and try to see the finished job in person. When you use online reviews, favour platforms that verify the reviewer actually hired the builder, read the middle-ranking reviews rather than just the five-star ones, and be wary of a profile that is either brand new or made up entirely of glowing one-line comments posted on the same few days.

Quote-matching services

A matching service like BestBuilders shortlists vetted local firms for you, so you receive up to three comparable quotes without cold-calling around. It is the fastest way to benchmark price and availability, and every builder you speak to has already passed a basic vetting check. You can request three free builder quotes here and take the comparison from there.

Typical UK project costs at a glance — 2026

Mid-point 2026 costs for common builder jobs, so you can see where your project sits before you compare quotes.

Bathroom refit£3,500–£8,000Driveway (40m²)£4,000–£8,000Kitchen refit£4,500–£12,000Re-roof (semi)£6,000–£12,000Small extension£27,000–£42,000Loft conversion£45,000–£75,000

Source: BestBuilders 2026 quote data · 519 UK towns

How to vet a builder before you hire

A directory listing tells you a firm exists; vetting tells you whether it is the right one for your job. Work through the checks below on every shortlisted builder. It takes an evening and can save you tens of thousands of pounds.

Insurance

Every builder should carry public liability insurance of at least ยฃ2m, and employer's liability if they have any staff or use subcontractors. Ask for the certificate and check it is current — not lapsed — and that the cover level suits your project. For structural work, ask whether the finished job will be covered by an insurance-backed guarantee so the warranty survives even if the firm later ceases trading.

References and past work

Ask for two or three recent jobs like yours, ideally ones you can visit or at least call the owner about. Speak to those customers directly: ask whether the work finished on time and on budget, whether the site was kept tidy and safe, how variations were handled, and — the acid-test question — whether they would use the builder again. A confident, well-run firm hands over references without hesitation.

Registration, guarantees and accreditations

Confirm the company is what it claims to be. Check the registered company number on Companies House, look up how long it has traded, and verify any scheme membership numbers (FMB, TrustMark, NFRC, Gas Safe, NICEIC) directly with that body rather than trusting a logo on a van. Genuine accreditations can always be confirmed at source.

Full 2026 UK builder rate card

Use this fuller rate card to sanity-check a written quote item by item. Where a builder's figure sits well outside these bands, ask them to explain why before you rule them in or out — there is often a legitimate reason, such as difficult access or a higher specification.

ItemTypical cost (2026)Notes
General builder day rate£180–£320 per dayPer tradesperson on site
Labourer day rate£120–£180 per dayGroundwork, clearance, support
Bricklayer day rate£180–£280 per dayOr priced per 1,000 bricks
Small extension (15m²)£27,000–£42,000Standard spec, shell to finish
Larger extension (25m²)£45,000–£65,000See our extension cost guide
Loft conversion (dormer)£45,000–£75,000Habitable rooms, Building Regs
Kitchen refit (labour and fitting)£4,500–£12,000Units and appliances extra
Bathroom refit (labour and fitting)£3,500–£8,000Full strip-out and re-fit
Re-roof (typical semi)£6,000–£12,000Strip, felt, batten and re-tile
Block-paved driveway (40m²)£4,000–£8,000Excavation, sub-base, edging
Structural steel and opening+£1,500–£4,000Beam, install and make-good
Architect or technician drawings£750–£2,500See our architect cost guide

How to compare builder quotes like-for-like

The single most common mistake homeowners make is comparing quotes that are not actually comparable. One builder prices a warm roof; another a cold roof. One includes making-good and decoration; another leaves you with bare plaster. To compare fairly, give every builder the same drawings and the same written scope, and then insist each quote is itemised the same way.

A quote you can trust breaks the job into labour, materials, plant and any provisional sums, states clearly what is excluded, gives a start date and a realistic duration, and sets out a stage-payment schedule. If one quote is dramatically cheaper, it is usually because the scope is thinner — not because the builder is more generous. Line the three quotes up side by side and query every difference before you decide.

What to compareGood signWarning sign
Scope detailItemised labour, materials and exclusionsOne lump-sum figure, no breakdown
SpecificationNamed products and build-upsVague "to a good standard"
TimescaleStart date and realistic duration"We can start tomorrow" with no plan
PaymentsStage payments tied to milestonesLarge deposit demanded up front
Price positionWithin a sensible band of the othersFar below everyone else

Regional price differences

Where you live changes the rate as much as the job does. Labour, parking, congestion charges and demand all push prices up in and around London, while parts of the North and Wales sit below the UK average. Judge every quote against local rates, not a national headline number.

RegionAgainst UK average
London+20–30% (labour, access, parking)
South East and commuter towns+10–20%
Southern and Eastern England+5–15%
MidlandsAround the average
North West, Yorkshire−5–10%
North East, South Wales−10–15%

A kitchen refit quoted at £6,000 in the North East can pass £8,000 in outer London before any change in specification. Our house extension cost guide breaks the per-m² bands down region by region if you want to dig deeper.

Contracts and stage payments

A good builder expects a written contract; it protects both of you. For anything beyond a day or two of work, put the agreement in writing — the FMB and JCT both publish plain-English domestic building contracts. At a minimum it should record the scope and drawings, the total price, the start date and duration, the payment schedule, how variations are priced, and what happens if either side needs to change the plan.

Pay in stages against completed milestones, never a large sum up front. A modest deposit to secure materials can be reasonable, but avoid anything above roughly 10–15% before work starts, and never pay the final instalment until the snagging list is cleared. Keep every payment traceable through your bank rather than in cash, and hold back a small retention until you are satisfied the job is genuinely finished.

Guarantees and warranties explained

A verbal promise to "come back if anything goes wrong" is worth very little if the firm has closed down by then. For larger jobs, look for a warranty that survives the builder. An insurance-backed guarantee (IBG) is underwritten by a third-party insurer, so the workmanship cover still stands even if the original company ceases trading — many FMB members can offer one. On new structural work you may also want a longer structural warranty from a provider such as an approved warranty scheme, which typically runs for ten years and is often required if you later sell or remortgage.

Read what any guarantee actually covers. A short workmanship guarantee on labour is common and useful, but check the length, whether it is transferable to a future owner, what is excluded, and how a claim is made. Keep the certificate, the contract and your payment records together in one place; if you ever need to claim, that paperwork is what makes it straightforward.

Questions to ask before you hire

A short, direct conversation tells you a great deal about how a builder works. Before you commit, ask each shortlisted firm:

  • Have you done this exact type of job recently, and can I see or call about it?
  • Will the same team be on site throughout, or do you use subcontractors, and are they insured?
  • Who handles Building Regulations and inspections, and is that cost in your quote?
  • What is your realistic start date and duration, and what typically causes delays on a job like this?
  • How are variations and unexpected problems priced once work is underway?
  • What guarantee comes with the work, and is it insurance-backed?

How a builder answers matters as much as the answers themselves. A professional will be calm about being asked, specific in reply, and happy to put the important points in writing. Evasiveness, irritation or vague reassurance at this stage rarely improves once the work starts.

How long it takes to find and book a builder

Good builders are booked up, so plan ahead. Sourcing and vetting a shortlist, arranging site visits and gathering three comparable quotes usually takes two to four weeks. For a small job a reputable firm might start within a few weeks; for an extension or loft conversion, a lead time of two to six months is normal, and the best builders are often booked further out than that. A builder who can start tomorrow on a large project is not necessarily a bargain — ask yourself why they are free at short notice. Building the wait into your timeline lets you choose on quality rather than availability.

Managing the build and snagging

Once work starts, stay involved without micromanaging. Agree a simple way to record any changes — a shared note or email trail — so every variation is priced and agreed before it happens, not argued over at the end. Inspect at each milestone that triggers a payment, and keep the site conversation friendly but businesslike. Near completion, walk the job with the builder and write a snagging list of anything that needs putting right: uneven finishes, missed paintwork, doors that catch, or fittings that are not quite square. Withhold the final payment until that list is genuinely cleared, then keep all your paperwork together in case you ever need the guarantee.

How the hiring process runs

  1. Define the job — write down exactly what you want done, with drawings if it is structural, so every builder prices the same thing.
  2. Shortlist vetted firms — pull names from the FMB, TrustMark and recommendations, or use a matching service to line up three vetted local builders.
  3. Invite site visits — a serious builder measures up in person before quoting; be wary of a price given without a visit.
  4. Get three itemised quotes — on identical scope, so the numbers are genuinely comparable.
  5. Check insurance and references — verify cover and speak to two recent customers before you choose.
  6. Sign a written contract — scope, price, timescale and a stage-payment schedule agreed in writing.
  7. Manage the build — keep a shared record of variations, inspect at each milestone, and clear snagging before the final payment.

Choosing the builder: checklist

  • Ask for two or three recent jobs like yours you can see or phone about — not just general references.
  • Confirm £2m+ public liability insurance and check the certificate is current.
  • Verify any FMB, TrustMark or trade-body membership directly with that body, not from a logo.
  • Get three itemised quotes on identical drawings so the prices are genuinely comparable.
  • Insist on a written contract with scope, price, timescale and stage payments.
  • Never pay more than 10–15% up front, and hold back the final payment until snagging is done.

Red flags to walk away from

  • A quote far below everyone else at the same "finished" spec — something is missing from the scope.
  • Pressure for a large cash deposit or a "VAT-free for cash" offer — you lose all protection.
  • No written quote, no contract, and a reluctance to be pinned to a start date.
  • No verifiable insurance, or accreditation logos that cannot be confirmed with the scheme.
  • A price given without a site visit for anything more than a minor repair.
  • Reviews that are all brand new, all five-star, and all posted within a few days of each other.

FAQs

Start with vetted sources such as the FMB and TrustMark directories and personal recommendations, then vet each builder on insurance, references and recent work like yours. Get three itemised quotes on identical scope and put the job on a written contract with staged payments. A matching service can line up three vetted local firms for you in one step.
A general builder charges roughly ยฃ180โ€“ยฃ320 a day per person in 2026, a labourer ยฃ120โ€“ยฃ180, and a bricklayer ยฃ180โ€“ยฃ280 or by the number of bricks laid. Rates run higher in London and the South East. For a defined project, always price the whole job rather than the days so the over-run risk sits with the builder.
Ask for their public liability insurance certificate and check it is current and at least ยฃ2m, look up the company number on Companies House, and verify any FMB, TrustMark, Gas Safe or NICEIC membership directly with that scheme rather than trusting a logo. Then speak to two recent customers and, ideally, view a finished job in person.
Give every builder the same drawings and written scope, then insist each quote is itemised the same way with labour, materials, exclusions, a start date, a duration and a stage-payment schedule. Line the quotes up side by side and query every difference. A quote that is far cheaper is usually thinner on scope, not better value.
Never pay a large sum up front. A modest deposit to secure materials can be reasonable, but keep it to around 10โ€“15% at most, pay the rest in stages against completed milestones, and hold back the final instalment until the snagging list is cleared. Keep every payment traceable through your bank rather than in cash.
Yes, for anything beyond a day or two of work. A written contract should record the scope and drawings, the total price, the start date and duration, the payment schedule and how variations are priced. The FMB and JCT both publish plain-English domestic building contracts, and a good builder will expect to use one.

Related guides

Get 3 Free Builder Quotes โ€” FMB-Vetted Builders

BestBuilders matches you with up to 3 FMB-vetted UK builders. Compare like-for-like quotes on your project โ€” no cost, no obligation.

Get My 3 Free Builder Quotes
60 seconds ยท No spam ยท No obligation
Get My Free Quotes →
Reviewed by the BestBuilders editorial team on 2 August 2026 ยท Next scheduled review: November 2026 ยท See our editorial standards.
๐Ÿ’ฌ Not sure about something? Ask a building expert
Planning permission, costs, building regs, choosing a trade โ€” free answers from our editorial team, published for other homeowners too.
Ask a free question →